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Cheap insurance is not necessarily good insurance. After all, if your house burns down, or your car gets smashed up, there's little comfort in being able to say afterwards that you saved £75 on your insurance policy, when you discover that neither event was properly covered. You may then be left without getting any compensation at all.

What you most likely want is an affordable insurance policy, such as those from Lloyds, where you'll find that the Household Insurance or Car Insurance - or whatever other type of insurance you need - covers all of the basics, and also provides the option for you to cover additional events, etc. It's true that this may turn out not to be the very cheapest insurance policy, but neither will Lloyds insurance be the most expensive either. Instead, it will give you plenty of insurance cover at a price you can feel comfortable with, and the confidence of knowing that in the event of an accident or catastrophe you'll be properly covered.

It's easy to find insurance companies online that offer insurance of one kind or another but, if you want to be sure your insurance company is going to be around long enough for you to make a claim, it makes good sense to go with a name that has been around for a while; Lloyds, with its 400 year heritage easily satisfies that criteria and, with its years of banking and insurance experience, you can be confident that Lloyds knows a lot more about providing a good insurance policy than many UK insurance companies.

Although Lloyds offers excellent Household Insurance and Car Insurance policies, and always at an affordable cost, Lloyds provides a number of other insurance products too, including Lloyds Caravan Insurance, Lloyds Travel Insurance, Lloyds Business Insurance and Lloyds Pet Insurance, all of which can be easily found and applied for online at the Lloyds Insurance website.

Within each of Lloyds insurance policies you'll also find additional options. With Lloyds Home Insurance (also known as Lloyds Property Insurance), for example, you can choose Buildings cover, Contents cover, Home Emergency cover, or some combination of all three.